Clinical Trials Insurance Insurance

Clinical Trial Insurance

Request a Call Back

Clinical Trials insurance is a highly sensitive and delicate area of insurance and medical indemnity, given that they often require coverage in multiple jurisdictions, often covering more than one trial, ranging from one day to 10 years.  

Although Clinical Trials are a carefully regulated sector throughout the US, Canada and Europe, the review board or ethics committee will often require verification of insurance, from a rated and reputable insurer before allowing a trial(s) to commence.

We work with our clients to help them understand the risks involved to human life and reputational damages when things do not go to plan or there is an adverse impact which has a considerable knock-on effect.  As an 'active' healthcare broker, we work with you to ensure that there are no 'gaps' in cover and to ensure that business has sufficient cover in place to cover management/directors through to technicians and support staff.   

Cases where we have often seen claims, originate from: 

  • Participants rejecting the compensation guidelines, thus seeking to pursue a claim for increased damages.
  • Trial participants being harmed, often with long-term illness / psychological effects.
  • Participants (or their dependents) demanding compensation The reputation damage and business interruption when dealing with claims can be disastrous, which is why is it essential that you partner with a specialist broker with dedicated resources to respond when things don’t go to plan.

How Servca can help you with clinical trial insurance

We have extensive specialist healthcare experience in arranging Clinical Trials insurance globally with direct access to Lloyd’s of London for the competitive placement of your insurance requirements, backed with specialist support and claims handling.  Our coverage limits vary from £1m to £100m, subject to your specific requirements and exposures.  

Information we will work with you to obtain, in order for us to present your requirements to our specialist insurers: 

  • The indemnity limit required for liability insurance – often set by the ethics committee (also known as “institutional review boards” in the USA).
  • Location(s) of the trial 
  • The Process Document, which acts as the trial protocols, and includes details such as:
  • Trial participants – how many, ages, genders etc. Trials involving vulnerable groups such as children and women of child-bearing age will come under particular scrutiny.
  • Informed consent documents – description of the purpose of the trial, its potential risks and benefits, procedures and duration etc.
  • Details of the Investigator or CRO who will conduct the trial

What protection does Clinical Trials insurance provide

How can I reduce my clinical trials risk exposure?

To see how we can add value to your organisation, email us on or please complete the brief contact form below to arrange a complimentary review of your insurance requirements:

Latest posts from our Insights & Blogs